Vacation Planning

May 30, 2011

I love travelling and have had the opportunity to travel to about 20 or so countries. My favourite place to visit is Cuba, and I try to go there at least once a year. This year is going to be different tho, I am not going. Don’t get me wrong, it is not that I don’t want to go, but considering the amount of financial trouble I have gotten myself into, I am no longer able to afford it.

The thought of not going away makes me rather sad, and as committed as I am to make debt repayment goal, I think I should save a small amount every paycheque to be able to go. I know I sound like a brat right now. I don’t mean to, but between commuting and working (freelance and my day job) I work about 14 hours a day now. And I think if I budget for the trip, instead of my normal way where I stick the entire trip on a credit card and attempt to deal with it in the aftermath, it will be a lot easier to manage.

I also want to use this trip (hopefully at the end of November) as motivation to pay off my credit cards. If both of them are paid off with a balance of zero, and all of my bills are caught up, then I can go.

Just thinking about it is motivating me to start networking and bring in more freelance assignments.

Also, I finally opened up my ING account. That was a mission, but I am transferring $50.00 every pay to that, by November, I should have enough!

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  • Jen @ SheBloggs May 30, 2011 at 5:15 pm

    Congratulations on opening an ING account! I read your last post 🙂

    In terms of rewarding yourself with a trip, I think it’s a great idea. I try to reward myself every time I pay off a significant amount of my debt and it keeps me motivated.

    • Marissa May 31, 2011 at 4:55 am

      Thanks for the feedback! I am going to start putting away a small amount every month.

  • Sarah @ Direct Transfers October 7, 2011 at 6:12 pm

    This is very responsible of you. Vacations are fun, but they aren’t very fun when you are worried about money. Great post!