I love travelling and have had the opportunity to travel to about 20 or so countries. My favourite place to visit is Cuba, and I try to go there at least once a year. This year is going to be different tho, I am not going. Don’t get me wrong, it is not that I don’t want to go, but considering the amount of financial trouble I have gotten myself into, I am no longer able to afford it.
The thought of not going away makes me rather sad, and as committed as I am to make debt repayment goal, I think I should save a small amount every paycheque to be able to go. I know I sound like a brat right now. I don’t mean to, but between commuting and working (freelance and my day job) I work about 14 hours a day now. And I think if I budget for the trip, instead of my normal way where I stick the entire trip on a credit card and attempt to deal with it in the aftermath, it will be a lot easier to manage.
I also want to use this trip (hopefully at the end of November) as motivation to pay off my credit cards. If both of them are paid off with a balance of zero, and all of my bills are caught up, then I can go.
Just thinking about it is motivating me to start networking and bring in more freelance assignments.
Also, I finally opened up my ING account. That was a mission, but I am transferring $50.00 every pay to that, by November, I should have enough!
Congratulations on opening an ING account! I read your last post 🙂
In terms of rewarding yourself with a trip, I think it’s a great idea. I try to reward myself every time I pay off a significant amount of my debt and it keeps me motivated.
Thanks for the feedback! I am going to start putting away a small amount every month.
This is very responsible of you. Vacations are fun, but they aren’t very fun when you are worried about money. Great post!