Money Pros Carnival (Long Weekend Edition)

Alexis @ FITnancials writes Handling More Than One Job – Handling more than one job is definitely a lot of work. It makes me really miss the days back in high school when I was working part-time a few hours a week.

Michelle @ Diversified Finances writes Should you get rid of all debt for financial independence? – Debt doesn’t always mean the same thing for everyone. Some categorize debt as good or bad and place a lot of value on interest rates. Some think that all debt is bad and must be paid off. So does a person eliminate all debt before they declare that they are financially independent?

Michelle @ Making Sense of Cents writes Are you spending more? Better off today than before? – I keep seeing articles about how the economy is rebounding. It sure does seem like it is: home sales are rising, people are buying cars, more people are going out to eat and so on.

Emily @ Evolving Personal Finance writes When We Were Just Starting Out – I wish I had started blogging years ago for a better record of how we went from paycheck-to-paycheck to a respectable net worth for our age. In lieu of that record, here is our best advice for a young person just starting out.

Brent @ PersonalFinance-Tips writes Your Options for Insolvency – The true definition of insolvency is when someone is unable to pay their debts. No one has to stay insolvent and there are a few options available to help. The two more popular options are to get a higher paying job or get on a budget and spend less. The following are a few tips to help those who are currently insolvent.

Mel @ Mel’s Money writes How To Avoid Being Scammed Over The Internet – Every day people come up with new ways to scam money out of others, the internet is no stranger to these activities and unfortunately many of us are fooled by online thieves.

Lauren @ L Bee and the Money Tree writes “Leaning In” to your Finances – Leaning in to your finances, careers, and relationships is way easier said than done, but it is so necessary.

Don @ MoneySmartGuides writes Getting Married and Combining Finances – I could have made up a “fake” Reader Writes post from a guy name Juan, but I figured that most of you are smart enough to figure out that Juan was really me hahaha!! As you may or may not

Abbie @ Finance Junkie writes Bling Wardrobes With Basement Prices – Love to feel good in what you wear but hate the bill when you get to the checkout? You are not alone, here are my tips on how to save money when shopping for your own luxury items.

Daniel @ Sweating the Big Stuff writes Cheap Date Series: Flask At A Bar – Here’s a cheap date story of a guy who left a bad first impression and made the girl pick up the tab!

Green Panda @ Green Panda Treehouse writes Two Types of Characters to Avoid at Your First Job – Please try to avoid these folks when you land your first job.

Martin @ Studenomics writes The Ultimate Wealth Building Plan to Be Damn Free by 30 – Our plan to build our wealth in our 20s.

Pete @ Intelligent Speculator writes The Risk-Reward Ratio On Apple Makes It A No-Brainer – I always talk about the risk vs reward paradigm, and I certainly feel like that is the main case for buying Apple.

Crystal @ Budgeting in the Fun Stuff writes Even Meat is Negotiable – Everything is negotiable. Even frozen meat. Have you ever bought anything off of a frozen meat truck? I hadn’t either until last November and yesterday.

Suba @ Broke Professionals writes We Bought a House! 5 Tips If You’re House Hunting, Too – It’s been a long time coming, but we finally bought a house. But the housing market isn’t what it was five years ago; here’s how to navigate today’s market.

Roger the Amateur Financier @ The Amateur Financier writes 25 Pieces of Life Advice for High School Graduates – A few pieces of advice for high school graduates to help them as they go out into the world, handling things like college, jobs, money, and life.

RJ Weiss @ The Insurance Protection Blog writes 11 Ways To Prevent Your Identity From Being Stolen – 11 Simple ways to protect your identity, to protect your credit

Ray @ Squirrelers writes 5 Financial Lies People Tell Themselves – Many of us believe what we want to believe, and this applies to views on personal finance as well. This post shares 5 things that many people want to believe but probably shouldn’t.

JP @ My Family Finances writes Mortgage Lending Up by a Fifth! – Getting a mortgage has been a notoriously tough gig in recent years, with lenders’ criteria being tighter than ever.

Gary @ Gajizmo writes Highest Paying Jobs in America – A potentially high salary can be a very compelling reason to take up a specific college degree or occupation. Though CEOs regularly get criticized in the news for excessive compensation, accordingly to the BLS, there are other careers that average higher pay. Here is a list of the highest paying jobs, job requirements and descriptions, average salary figures, and the number employed in the field.

Minimalist @ Minimalist Finance writes Should You Cut Coupons? – Should You Cut Coupons? has been published on Minimalist FinanceCoupons have been around forever, and they can be a good way to find savings on everyday products. Coupons used to have a stigma attached to them, but there has been some recent media attention on the power of coupons.

Dividend Growth Investor @ Dividend Growth Investor writes Dividend Growth Investing is a Perfect Strategy for Young Investors – One of the most common misconceptions about dividend investing is that it is not a good strategy for building your nest egg, and therefore it is not suitable for younger investors. Being a youngster myself, I (not surprisingly) disagree.

Kyle @ The Penny Hoarder writes Millions of American Homeowners Could Refinance and Save with HARP – An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case you haven’t been paying attention) through the gov’s HARP program.

Tony @ We Only Do This Once writes How Much is Really Necessary? – I feel lucky to have the chance to ditch my stuff and live simply. I always return home and try to bring the simplicity back with me. I have a lot more to do, but it’s the process that I enjoy, and I’ll keep trying.

Hank @ Money Q&A writes Your Credit Rating: Knowing How It Works And How To Improve It – Applying for a mortgage, personal loan or even some credit cards can take a while.

Jacob @ AllPersonalFinance writes Upside-Down on Your Home? Five tips to help – It has been estimated that anywhere between 10 and 25 percent of all homeowners are currently underwater on their homes. This data means a significant portion of Americans owe more on their homes than they could sell them for. If this situation sounds familiar, you’re probably wondering what your options are. Here are five ways…

krantcents @ KrantCents writes Should I Refinance My Mortgage? – When does your bank call you and offer to refinance your mortgage for a lower rate? Until last week, I would have answered, never! I have a fixed rate mortgage that I am paying off it off in four (4) years why should I refinance? The bank offered to lower the interest rate and pick

Tushar @ Finance TUBE writes Step-by-Step Debt Elimination – Elaine McPartland of talks to us about simple steps we can take to work towards eliminating our debt. Leave feedback via comments and find Elaine on Google+. When you have a debt problem, it’s imperative that you make every effort to eliminate the debt overhang as quickly and efficiently as possible.

DW @ Great Passive Income Ideas writes How To Make Money On The Side In Five Easy Ways – Using the Internet has never been easier if you’d like to find out how to make money on the side and exceed your current standard of living.

Luke @ Learn Bonds writes Misinterpreting the Fed is Creating a Buying Opportunity in Bonds – In Thursday’s article, “Hey Bernanke, What Are You So Afraid Of?” I noted that the current consensus for a rate hike in 2015 presupposes a pickup in econom

MMD @ IRA vs 401k Central writes Taking Full Advantage of Your 401k Employer Match and Getting Free Money! – Not participating enough to get the full 401k employer match is like leaving money on the table. And why would you want to pass up FREE money?

SFB @ Simple Finance Blog writes Student Loan Consolidation – Should you consolidate? – A nice way of financing education is by taking up student loans, but despite the fact that they are very helpful, there also remains a responsibility on your shoulders that you need to pay them back.

Ryan @ Cash Money Life writes Top 7 Common Investing Mistakes to Avoid – Even smart investors make mistakes sometimes. We show you the most common investing mistakes to avoid, helping you grow your investment portfolio.

Martin @ Don’t Throw Money Away writes How To Decorate Your Home For Less – It is rather enjoyable walking into a freshly decorated home, but juggling family, pets, work and decoration costs can be a lot of hassle, even for the best DIY lovers!

MMD @ My Money Design writes Understanding the PE Ratio Formula and Why It’s Such a Popular Stock Metric – Even though there’s not much to the PE ratio formula, its importance is warranted because it can reveal a lot about the investors’ belief in the company’s future.

Robert @ The College Investor writes Better Know a Young Millionaire – Alan Corey – This week, I have the pleasure of chatting with Alan Corey. Alan Corey is the author of the book A Million Bucks by 30 and The Subversive Job Search. Alan has a story that most of us aspire to – leaving his parents house at 22, with a focus on making it to $1,000,000 by 30. The awesome thing is that he found success – through strategic investing and frugal living, and he reached his goal by 28 years old.

Robert @ My Multiple Incomes writes The Use and Abuse of Special-Purpose Entities in Debt and Finance – This article looks at the use – and potential abuses – of special purpose entities in the debt and finance sector. These entities are often known as being smart ways to raise debts, but they have also come under recent sharp scrutiny, particularly following the Enron scandal.

John @ All Things Finance @ All Things Finance writes Will Mortgage Interest Rates Keep Rising and How Does It Affect Me? – Mortgage Rates Surge to 4.625%, Largest Weekly Increase in 50 Years! So What Caused This? What is the Impact of Rising Rates on Buyer Affordability?

Robert @ Entrepreneurship Life writes Ditch The Office! Hit The Coffee Shop Instead – A study in the Journal of Consumer Research found that people are more creative and productive when working at a coffee shop. Sure, it has something to do with the limitless supply of caffeine. But, it has more to do with the level of ambient background noise. This small dose of distraction pushes us out of the common creative zone and encourages our brains to work more abstractly. It sounds backwards, can a busy coffee shop be better than a quit office?

The Boss @ Like A Boss Blog writes The eBay Way To A Clutter Free Home And A Healthier Bank Account – Let’s face it, if you can make money from clearing your unwanted items from your home….then why aren’t you doing it?

Jon @ Novel Investor writes Create A Stock Watch List – With a watch list, you create a personal list of “best stocks” to own when the price is right. Then, when a stock drops on some short-term bad news, you can pick it up for a steal.

Mr. Frenzy @ Frenzied Finances writes Google It Before Getting It: The Perks of Online Shopping – Online shopping lets customers browse goods in their home and have products delivered to their door. Read here for more benefits of this shopping method!

Wayne @ Young Family Finance writes Tips for Starting An Online Business – If you have considered starting your own online business, you probably have many questions on how you should start the process. There are many online businesses that are thriving, so starting one shouldn’t be too hard. Starting one that works, however, is a different story. A few tips and tricks can help you make the most out of your online business.

Amanda L Grossman @ Frugal Confessions writes My 7 Favorite Frugal Hacks – I have been in the business of frugality for many years, starting in my early teens when I began to earn and manage my own money.

Mike @ Personal Finance Journey writes 5 Thrifty cleaning habits everyone should know – 5 simple and easy Thrifty Cleaning habits everyone can adapt to which can save money, time and make life easier.

Debt Guru @ Debt Free Blog writes Using My 401k Now: Is it Possible? – One of the most common questions that people ask concerning their 401k is whether they can take out the money in it and use it. It’s something asked not just by those who are about to retire but even those who have a long way to go. It is not surprising that a lot of people would be wondering about it since the money in the plan is their own.

Daisy @ Suburban Finance writes 5 Things You Can Stop Paying For – You probably shouldn’t do everything you read on the Internet, but trust me here. If you’re spending money on these things, you probably shouldn’t be. Take all of these suggestions with a grain of salt. No one should give up a hobby if it brings enjoyment(unless it is just plain unhealthy).

Maria @ The Money Principle writes Does your money nourish your life? – Does money nourish your life? This article suggests three strategies to make sure that it does.

Adam @ Money Bulldog writes The Patent Shuffle ~ Make Money from Patents – Find out how one company was able to sue Apple for around $8 million dollars due to patent infringement and also discover how you could one day do the same! Do You Have a Great Idea?

Adam @ Money Rebound writes Realistic Ways to Slash Your Student Loan Debt – If you’re currently struggling to pay down your student loans, here are some ways you can do so without resorting to any extreme cheapskate behaviours.

Jason Hull @ Hull Financial Planning writes The Four Questions You Should Ask BEFORE Hiring a Financial Planner – If you’re about to hire a financial planner, you need to ask these four questions to suss out whether or not that planner can really give you the best service possible.

Jon Haver @ Pay My Student Loans writes The Student Loan Scam- Book Review – “Education is life” as what J. Dewey says, that is why there are lots of programs created to help and convince people to continue education. Through education, ignorance has been eliminated. Aside from scholarship programs, student loans have been introduced to help those students who can’t afford to pursue their studies, preferably the low and middle class families.

David Leonhardt @ The Happy Guy writes Why to NOT change insurance companies – One of the standard tenets of living frugally – almost like a secret handshake – is to always shop around, to always seek a better deal and to never be afraid to switch suppliers for a cheaper source. But sometimes loyalty pays. This report is from my most recent experience.

Corey @ 20s Finances writes The Best Conservative Investment Portfolio – Conservatism generally follows a short-term need for funds. Seniors have conservative investment portfolios because they will withdraw funds each year to buy essentials. 20-somethings saving for a home use conservative savings accounts or CDs because they intend to use the funds for a down payment in the future.T

John @ writes 7 Things To Avoid When Buying Life Insurance – Life insurance is not something that a lot of people like to talk about, unless they are selling it. People may find it confusing, expensive and they aren’t very fond of talking about sickness and death.

Matt Becker @ Mom and Dad Money writes Is Now the Right Time to Buy a House? – Housing prices and interest rates are up. For those of us hoping to purchase a home in the near future, this is a scary trend. Is it time to jump in and buy before it becomes unaffordable?

LaTisha @ Young Finances writes How Young Adults Can Budget for a Wedding – Getting ready for a wedding is an expensive undertaking. There are ways to reduce the cost of a wedding, especially if you are a young adult getting married.

Lazy Man @ Lazy Man and Money writes It’s Time for the Semi-Annual Insurance Check-up – For many people, a semi-annual insurance check-up is probably an easy thing. You’ve got your home, car, life, maybe an umbrella policy. You probably get health insurance through your job. Maybe it’s just me, but I think we have it a little more complicated than most. We have:

Nick @ A Young Pro writes How Much Money Should You Spend on a One Year Old’s Birthday Party – How much would YOU spend on your one year old’s birthday party. We recently went to a crazy party and I’m wondering why we feel the need to spend so much.

John @ Card Hub writes Are New Credit Card Protections on the Way for Small Business Owners? – Slowly but surely, common sense is being infused into small business credit card policies. Issuers taking baby steps to correct regulatory imbalance between personal and business credit cards.

Lynn @ Wallet Blog writes Selling a Domain Name with – While it should never be recommended that domain-name speculation is a no-risk avenue toward untold profitability, it has been known to happen.

John S @ Frugal Rules writes Finding Strength in our Lack of Investment Control – Investing in the stock market can be rife with emotion as stocks go up and down. While there is a lot we can’t control, there is much we can. By focusing on what we can control you can set yourself up for effective investing and start you down the road of investing for long term needs like retirement.

Ross @ Wallet Hub writes What are transfer taxes? – What are transfer taxes?

Amanda Grossman @ ReadyForZero Blog writes How to Fight Back Against Illegal and Unfair Debt Collection Practices – Do you know how to protect yourself if debt collectors are harassing you? Read on to find out exactly what the debt collectors do and don’t have a right to do so you can fight back against illegal practices.

PPlan @ Provident Plan writes Why Businesses Should Incorporate a Recommended Code of Conduct – Back in the 1980s, one of the things that became quite popular in a number of corporations was to have a neatly typed and laminated Recommended Code of Conduct.

Cash Flow Mantra @ Cash Flow Mantra writes Sold My Minivan Online – Remember when I told you that my minivan had died (blown a head gasket) and it was going to cost about $3000 for the repairs. I decided that it wasn’t worth it to fix (actually my wife decided for me) a vehicle that had over 185,000 miles on it since I figured that the transmission probably only had about 30,000 more miles which would have been about a year and another $2500 or so. Here’s how I got rid of it for the price I wanted.

Pauline @ writes 5 ways to get out of debt – This post presents 5 easy ways to start your journey toward debt freedom, and how you can accelerate your debt payments to become debt free earlier.

Money Soldiers @ Money Soldiers writes Use Vehicle Equity Loans Responsibly – If a vehicle equity loan is used in the right manner, it would actually help in boosting the borrower’s FICO score. Be smart and thoughtful before you go for a pink slip loan, such as a vehicle equity loan.

IMB @ Investing Money writes Why the Sudden Jump in Mortgage Rates? – Mortgage rates that had remained stable jumped ½% to 4%. Did we hit bottom for mortgage rates? Several factors are at play when we try to find answers.

Ted Jenkin @ Your Smart Money Moves writes Entrepreneur Series – Lesson 3 – Know Your Role As The Owner – As an entrepreneur starting a new business, you often have to wear the hat of cook, dishwasher, accountant, and general manager.

SBB @ Simple Budget Blog writes Reintroducing Yourself to Your Budget – Having trouble managing your budget? We all make mistakes. Read here for tips on how to get back on the budget horse when you fall off.

Tushar @ Start Investing Money writes $1,000 Bonus: Should You Spend Or Save? – We all like the idea of getting a bonus injection of cash, wherever it might come from. While it may not happen too often, this fact in itself means when it does come, it can result in some troubling questions.

CAPI @ Creating a Passive Income writes Why Spending Less Than You Earn Will Save Your Life – There are benefits for someone spending less than they earn: they have the money needed for paying their bills and they’ll be able to plan their finances.

Chris Topher @ This That and The MBA writes Couples Finance: How to Pay All Your Bills AND Keep Your Relationship Intact – Couples finance. Yikes. Personal finance is, by it’s very nature, personal. If there is one thing people have trouble opening up about it’s money. Now throw another person into the mix. Another person who may have completely different ideas and ideals when it comes to money. Things can go downhill fast if you’re not careful.

Dollar @ Easy Extra Dollar writes Make extra money through working from home – The most distinctive tasks on the internet include web promotion and duplicate developing. In an internet promotion that you are mostly forced to market the items and solutions to your customers all over the web. This type of job can be accomplished through affiliate internet marketing.

Lance @ Money Life and More writes How To Use Redbox Promo Codes More Than Once – If you play the game right you can almost always get Redbox rentals for free. Let’s start with the basic free Redbox movie strategy and then we’ll move onto the more complex strategies.

Penny Thots @ Penny Thots writes Needs Vs. Wants – This is the main reason why we as a group don’t save money, either for an emergency or for retirement. We are starting to view everything as a need and not a want. To be financially successful, you need to understand the differences between the two. If you don’t you will simply continue to live in the revolving realm of living paycheck to paycheck.

Jason @ Live Real Now writes Power – The skeleton I keep hanging in my tree lost its right shin-bone and we lost power. So did 610,000 other people in the area. It’s interesting to watch what happens when the power goes out.

Little House @ Little House in the Valley writes Bad Math Skills Lead to Bad Finance Skills – A recent article on MSN stated that math-challenged Americans were more likely to end up in a foreclosure. The article went on to explain that those with poor math skills, such as not being able to divide a three-digit number by a one-digit number (300/2 for example), had a much higher chance of their house being foreclosed upon.

Melissa @ Minting Nickels writes 5 Ways to Make Money with Your Car – Cars offer great independence, but they can also cost us quite a bit. From the seemingly never ending rise in gas prices, to monthly lease or loan payments, to auto insurance, to regular maintenance and routine repairs, our cars cost us. However, there are plenty of ways that you can make money from your vehicle. Consider these five ways:

Miss T. @ Prairie Eco Thrifter writes How to Have Your Cake and Eat It Too – If you end up in life with assets that you would like to use or from which you need to receive income, yet also want to donate to charity, there may be ways for you to do both. With the help of an estate planning lawyer and your accountant you might be able to use one of these “have your cake and eat it too” ideas.

Money Cone @ Money Cone writes Life Is Full of Choices. But These Money Decisions Are Easy! – Indecision when it comes to money matters can prove… well, expensive! Thankfully, some decisions aren’t that hard!

Investor Junkie @ Investor Junkie writes Why You Should Buy Stocks and Bonds Like a Business Owner – Stocks and bonds are not merely pieces of paper, they represent a financial stake in a real business. How you go about investing in those companies should not be much different than the way you would buy a business.

Stuart @ Blog writes 15 Most Common Lies on Life Insurance Applications – If you plan to work for an insurance company, be prepared for any innocence to be shattered. Here are the 15 most common lies on life insurance application forms.

Irfan @ Everything About Investment writes Conquering Debt Fast – 4 Daily Tips To Help You Pay Off Your Debt – The burden of living with debt can weigh heavy on consumers who feel like they have no options. If you are a person who has problems making ends meet each month due to the bills you have to pay, then there are daily tips you can follow which will help relieve some of that stress. By taking matters into your own hands, you can start to climb out of the financial hole you have dug.

Irfan @ Everything About Investment writes Conquering Debt Fast – 4 Daily Tips To Help You Pay Off Your Debt – The burden of living with debt can weigh heavy on consumers who feel like they have no options. If you are a person who has problems making ends meet each month due to the bills you have to pay, then there are daily tips you can follow which will help relieve some of that stress. By taking matters into your own hands, you can start to climb out of the financial hole you have dug.

Mr.CBB @ Canadian Budget Binder writes Financially Savvy Teen Budgets Her Money Using The Cash Envelope System – There’s no reason why a dream can’t become a reality but setting the stakes too high may result in retirement failure. You never know what the future holds but if you live in a dream world you may never reach financial independence.

GD @ MLIQ123 writes Types of Life Insurance Policies – Every financial planner and adviser touts the importance of having life insurance, and this isn’t just because it is their job, but because the real life benefits are tangible and significant. Yet with so many policies and companies available, how do you which type of life insurance is best for you? Here is a detailed explanation of the different types of life insurance policies, from term to whole to universal coverage to help you reach your financial goals.

Anton Ivanov @ Dreams Cash True writes Picking the Right Online Stock Broker – As the online trading world gets more and more crowded, it is important to know what to look for when picking the right online stock broker.

Glen Craig @ Free From Broke writes What Does the DOMA Decision Mean for Same-Sex Marriages Financial-Wise? – Parts of DOMA have been ruled unconstitutional. This has a number of effects on the finances, taxes and estate planning, of same-sex marriages.

Steven @ Canadian Personal Finance writes Rewards Visa Card Review – Amazon has a nice Canadian credit card issued by Chase bank. I look at it as a cash-back card for heavy Amazon shoppers. It is a nice 2nd card to have to avoid foreign transaction fees.

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes How to Keep Positive While Unemployed – Sometimes the only way to further your career is to take a leap of faith, move across the country, and job hunt like crazy. Being unemployed while looking for a job is never easy, but there are a number of things you can do to stay positive until you land your dream job.


  1. says

    Thank you for Hosting the information, something that brought attention to me is how to combine finances when you get married, is it really a wise decision to combine interests or just handle it by your own?

    I also write about finance how do I get listed.

    Best Regards,

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