Finding Cash Around the Holidays

December 21, 2012

The holidays can be a stressful time because there are so many traditions that require money.  For example, getting gifts for friends and family, or even hosting a holiday meal.  These all cost money, and you don’t want to be the one who doesn’t have Christmas, do you?  So, before you go and get a payday advance to make it through the Holidays, here are some simple thoughts.

Get Creative With Meals

The first thing that you can do is get creative with Holiday meals.  You don’t need to go out and spend a fortune to entertain your family and friends.  Instead, you should consider alternatives like having a potluck.  That way, everyone just brings a small dish, and you won’t be out of a lot of money.

Another option is to tell you close family you can’t afford to bring much.  Most families won’t want you to get a payday loan, and so they will be very understanding and not ask you to bring anything.

You Don’t Need Gifts

The next thing to think about is gifts – you don’t need to give everyone gifts, and for those you do, you can keep it small.

Think about making something handcrafted instead of a gift – even something simple like a card.   Put a personal message in it, and don’t worry about getting a gift.  For young children, you don’t need to buy them the $100 Lego toy set.  They will play with it for a month and forget about it.  Instead, maybe buy like 3-4 $5 gifts, and keep it simple.

It doesn’t matter the cost of the gift, it is always the thought that counts.

Look for Options

Finally, if you’re still struggling and coming up short, you don’t need to NOT have a Christmas for your family.  There are a lot of organizations out there that can help families in need, so that you can still make sure your kids enjoy a Christmas.  Look for organizations like Toys for Tots, and see if they can help you.