We could all do with saving a little more money. Everyone knows the most obvious ways; cut back on spending, cook at home, research discounts, keep a budget, etc. So here are some not-so-common tips on personal finance.
- Haggle everything.
Your credit cards, if you’re in good standing, can be renegotiated. Call the bank to request they lower your fees or interest rates, and you’d be surprised how many will actually do it.
If you have cable (and really, you should just cancel it because there’s almost nothing you can’t get online nowadays) then call them up and threaten to cancel. They will always offer you a lower rate.
If you can’t lower the price of something, see if you can set up a payment plan. You’d be surprised how many service-based businesses are willing to split the bill into smaller invoices.