5 Reasons to Pack your Bags and Go to Spain

While I haven’t officially announced it on the blog, I am currently on a whirlwind 5 month trip in Europe, working and exploring the sights and sounds of the countries that fascinate me (and don’t have snow)!

Why?

Well, because I can.

I got bitten by a radioactive travel bug and now I can’t stop seeing the world.

The rush of packing my bags and heading off to some faraway spot on the globe is intoxicating. I love getting to know the locals, learning new cultures, experimenting with food and going where no other tourist has gone before.

For me, It’s all about the journey and exploration more than anything else. It’s a feeling that can’t be replicated, especially not in the bitter deep freeze of Canada.

So with my Eurail pass in hand, I’m heading to explore as many countries as I can before coming back to enjoy the summer.

If you’re planning your first ever sojourn abroad, here’s a great idea: go to Spain.

5 Reasons to Pack your Bags and Go to Spain

Why Spain is One of The Must-See Countries in Europe for 2015

Located on the Iberian Peninsula in southwestern Europe, Spain has long been a favorite of tourists from other parts of Europe and North America who want to escape the bitter cold and dreary weather of the north and enjoy a sunny, Mediterranean lifestyle.

Spain is only one of three countries to have both Atlantic and Mediterranean coastlines, and that’s what makes this country an awesome: an uber long coastline!

[Read more…]

Buying Your First House? Think Credit Unions

This is the fifth installment in our series about credit unions by contributing writer, Melissa. Over the past few We’ve taken a closer look at all the services that credit unions provide and whether or not they are the right fit for you.

You can read the first installments here:

In the last two years, I have been riding the fantasy of buying my first home! Like many young professionals, I have spent years saving every dollar I possibly can and have grown tired of paying rent. The idea of paying rent when I could be paying into my own mortgage pains me, so off to the financial institutions I went to hear about my options.

Buying-First-Home

As someone who is learning and exploring more into credit unions and how they work, I decided to visit both my bank and the credit union that I recently joined to see how each institution plays (what I like to call) the “mortgage game.”

My first stop was my long-time bank branch. As I entered the branch that I have been banking with since I was a teenager, I was hopeful that they would have some great options for me. After the quick pre-approval process for my future mortgage, my financial advisor jumped right into my options.

My options were plentiful through the bank. However, I found the time spent educating and explaining my options thoroughly was lacking. As much as I love efficiency at my bank, this is one important factor that has always been an issue – rushing through the process without a detailed explanation to the client.

[Read more…]

5 Startup Business Ideas

If you have ever thought that the only people capable of starting up a successful business are those with plenty of money, specialised skills and a lot of good fortune, you may want to think again. There are countless startup business possibilities that can be made successful by people with a diverse range of skills and backgrounds. Below are some ideas.

5 Startup Business Ideas

1. Your Own Telco

Running your own telco represents a great startup business opportunity, particularly for those who have an entrepreneurial spirit, a background in sales, and the ability to effectively establish and maintain relationships with customers. To help make the setup process less overwhelming, there are providers like Telcoinabox who allow you to establish your own startup business with your own brand while enjoying the benefits of using their effective systems and processes.

Pursuing a business in the telecommunications industry means that you will be establishing a business within a growing market with strong profit potential. Although such a startup business requires dedication and commitment, you also have the opportunity to be your own boss and create a lifestyle that you enjoy.

2. Network Event Coordination

More and more people are realising that there are different and better ways to get a job than traditional approaches, such as applying for advertised positions. Consider starting up your own professional networking events at which people can mix and meet useful contacts.

These events should be advertised regularly and, beyond this, you really need to organise a speaker and put on some refreshments. If they find these events useful, people will be willing to pay an admission fee and will appreciate the opportunity to mingle.

[Read more…]

Allowance for College Students – The Benefits and Drawbacks

Saying goodbye to a child leaving for college is never easy. Even though you knew the time was coming, it can be bittersweet. You’ve taught them right from wrong, good from bad, and how to be responsible, but now it’s time for them to fly using their own wings. So just how much should you help out?

Allowance for College Students - The Benefits and Drawbacks

College is certainly expensive, even when parents have planned for it. With tuition, books, and living expenses skyrocketing, you need to ensure your child has the necessary dorm room supplies and bedding from sites like Residence Hall Linens. After all the essentials are sorted out, additional finances need to be addressed. So the question is, should parents give college students an allowance? While there is no one ‘right’ answer for all families, there are some pros and cons that can be taken into consideration.

[Read more…]