The Basics of Making a Claim: Things You Need to Consider

Many people know little about the process of making an insurance claim. In fact, many just hope they will never have to face this situation. More than anything else, people associate making an insurance claim with stress and complexity, but when you know the basics of making a claim, it does not have to be so difficult.

There Is Support Available

It is reassuring to know that many insurance companies will guide you through the claims process. Similarly, experienced law firms, such as Patinos Personal Lawyers, exist to provide invaluable support and advice to clients making insurance claims. This support and assistance is useful and much needed, particularly after the stress that typically accompanies vehicle accidents, loss of property through fire or theft, or falling ill while travelling.

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Life on the Road

Homesickness is a thing.

And it happens to the best of us at the most unexpected time.

But, no one talks about it.

Living your dream comes with a price. That’s the nature of life- we all know that.

I’ve been on the road almost fours months, and while the majority of my time in Europe has been incredible, there are days where I miss the stability that comes with sleeping in my own bed, and spending time with people I care about. And no amount of phone calls help with that.  I just have to ride it out.

One particularly bad bout saw me search for flights home that night.  The only reason I didn’t go through with it was the commitments I had made in Europe.

I saw this coming before I left.

One of the biggest fears that I had before leaving on this journey was that I was live was going to move on without me.

I know it’s selfish to want people to stand still while I wander the world looking for inspiration and change. But, I can’t help thinking that way. Friendships change, people grow apart, and still, life goes on. It just happens to go on without me.

The last four months have been filled with experiences that I didn’t think were possible. I’ve met some of the most incredible people, seen places that I didn’t know existed, and eaten some of the best gelato in the world. To the outside world, I sound incredibly self-centered, and selfish, but that fear of live moving on without you is real.

I was afraid to put that fear out in the world. Afraid that I might sound ridiculous. Afraid that it might be true. Afraid that the price of freedom is losing people I care about.

There is a sense of loneliness that creeps in when you have the freedom of choice. That lack of routine, and lack of people to be accountable to makes

 

 

7 Awesome Reasons You Should Become A Digital Nomad

I fell in love with travelling at really young age- my father’s job involved moving to a different country every few years, and he took his young family with him every time. I’d like to think that’s where my wanderlust came from. I can feel at home pretty much anywhere in the world, and the combination of gestures, smiles and the attempt at broken local language can get me through any sticky situation.

I’d like to think that’s where my wanderlust came from. I can feel at home pretty much anywhere in the world, and the combination of gestures, smiles and the attempt at broken local language can get me through any sticky situation.

7 AWESOME REASONS YOU SHOULD BECOME A DIGITAL NOMAD

There is a huge difference between traveling to sight-see and attempting to transform your life to that of a digital nomad. I am attempting to do that latter for the next four-five months.

I write this sitting in a cafe in Lisbon, my home for the last week. Lisbon caps off week two of the next seventeen weeks on the road.

That’s right- I packed up my life in a carry-on (and a purse), and with my Eurail pass in hand, I am working from the other side of the world for the next 5 months.

And you know what? It’s not as hard as you think it is.

Being location independent, or a digital nomad is not certainly not for everyone, but it is so worth it for those who are able to make it work.

Why do I want to work from the road, and not from an office? Because the world is a huge place, and being stuck in one part of it my entire live is a waste. Just because the cubicle isn’t for me right now, doesn’t mean that I need to become a waitress or a street performer to be able to support myself, or save for my future.

I have been extremely intentional with the type of business I’ve created, and how I’ve set up my team. We’re pretty much either working remotely or on client side, and luckily my role doesn’t require my physical presence anymore.

You have to work hard for what you want to have. This 5 month adventure is a my beta-test to see if I can work, travel, and still maintain a work-life balance that motivates me to do more, and be more.

While being a digital nomad might not be for everyone- (it’s extremely hard to do if you have a family, kids, and/or debt), it might be something to consider if seeing the world is on your list of things that will amplify how you feel about your life. Besides who doesn’t want to be working with various cafes all over Europe.

The key to all of this comes right back to being extremely intentional with everything that you do. Whether that’s paying off your debt, or saving for a house or changing careers (all of which I have done over the last few years). Life is a series of steps that leads to things that ultimately makes us content.

Do I have moments where I’ve questioned my own sanity? YES, ALMOST EVERY DAY. But that’s part of my routine. The checks and balances that keeps me from doing things that completely outrageous.

I mean the girl who has an entire closet just for shoes is going to live out a tiny carry-on for 5 months! Not only is it possible, but it’s easy when you really consider the reasons behind it. My goal is to be able to continue creating things that I’m in love with, and placing myself in situations, places, and with people that allow me to do that without restraint.

So if you find yourself wondering if this path is for you, here are 7 awesome reasons why you should be a digital nomad:

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Freelancers: What to do with you tax refund?

It’s tax season again!

Are you excited? Well, you should be. If you’re anything like me, you’ve been playing with your tax software to see where you end up this year, and if there are any other deductions calling your name. TurboTax and I are best friends right now! You can check out the TurboTax’s free offerings online as well. 

This is when the rubber meets the road, and you figure out what to invest in with your tax refund.

Let me preface this by saying that your tax refund is NOT a saving plan, or investment strategy.  You shouldn’t “count” on that money. In fact, if you’ve done your account correctly, you shouldn’t be getting a ton back. But in the event that you are getting money back, there are a few things that you can do with the refund coming your way.

TAX-refund

Nest egg:

Most freelancers know that it’s really hard to predict what your income will be any given year, so having a nest egg of 3-6 months of expenses in your bank account will give that peace of mind, and help you sleep better at night during the slow months.

This, while not the most exciting strategy, is great for you if you’re just starting out, or have gone through some of your contingency fund already.

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